Commercial Truck Insurance
United Insurance Solutions is a nationwide commercial truck insurance agency that specializes in cargo, liability, non-trucking liability and physical damage coverages for medium and small fleets as well as independent contractors.
What Insurance Coverages Do We Offer?
Cargo
Cargo insurance is a crucial safeguard for businesses involved in transporting goods. It provides coverage for potential risks during transit, such as theft, accidents, fires, or natural disasters. In essence, it offers financial protection by covering the cost of repairing or replacing goods that may be damaged or lost while in transit. This type of insurance is indispensable for shippers, carriers, and businesses engaged in logistics, ensuring that they can navigate the challenges associated with transporting goods without facing significant financial setbacks in the event of unforeseen incidents.
Liability
Liability insurance also known as commercial auto liability insurance, is a type of insurance that covers bodily injury and property damage caused to others in case of an accident when the insured is at fault. It helps cover medical expenses, legal fees, and property damage costs incurred by third parties. This insurance is a legal requirement for commercial trucks operating on public roads.
Non-Trucking Liability (Bobtail)
Non-trucking liability insurance also known as bobtail insurance, is a type of commercial truck insurance that provides liability coverage for bodily injury or property damage for commercial trucks when operated without a trailer and cargo, typically during non-business use, such as when the truck is off-duty or returning to the owner-operator's home. This type of insurance is mostly used by owner operators (independent contractors) to ensure that they are adequately covered even when the truck is not actively involved in hauling goods.
Physical Damage
Physical damage commercial insurance is a type of insurance coverage designed for commercial vehicles. It protects against physical damage to the insured’s vehicle resulting from events such as accidents, collisions, theft, vandalism, or other perils. This type of coverage typically covers the cost of repairing or replacing the commercial vehicle, ensuring that the truck owner is not solely responsible for the financial burden associated with physical damage.
CARGO
Cargo insurance is a crucial safeguard for businesses involved in transporting goods. It provides coverage for potential risks during transit, such as theft, accidents, fires, or natural disasters. In essence, it offers financial protection by covering the cost of repairing or replacing goods that may be damaged or lost while in transit. This type of insurance is indispensable for shippers, carriers, and businesses engaged in logistics, ensuring that they can navigate the challenges associated with transporting goods without facing significant financial setbacks in the event of unforeseen incidents..
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Liability
Liability insurance also known as commercial auto liability insurance, is a type of insurance that covers bodily injury and property damage caused to others in case of an accident when the insured is at fault. It helps cover medical expenses, legal fees, and property damage costs incurred by third parties. This insurance is a legal requirement for commercial trucks operating on public roads.
Get A Quote >
Non-Trucking Liability (Bobtail)
Non-trucking liability insurance also known as bobtail insurance, is a type of commercial truck insurance that provides liability coverage for bodily injury or property damage for commercial trucks when operated without a trailer and cargo, typically during non-business use, such as when the truck is off-duty or returning to the owner-operator's home. This type of insurance is mostly used by owner operators (independent contractors) to ensure that they are adequately covered even when the truck is not actively involved in hauling goods.
Get A Quote >
Physical Damage
Physical damage commercial insurance is a type of insurance coverage designed for commercial vehicles. It protects against physical damage to the insured’s vehicle resulting from events such as accidents, collisions, theft, vandalism, or other perils. This type of coverage typically covers the cost of repairing or replacing the commercial vehicle, ensuring that the truck owner is not solely responsible for the financial burden associated with physical damage.
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Cargo
Cargo policies cover the load you are transporting in case there is any damage.
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Liability
Liability policies cover the damage to others in case of an accident.
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Non-Trucking Liability (Bobtail)
Bobtail policies cover you in case of an accident, if it is your fault, and you are not under dispatch.
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Physical Damage
Physical Damage policies cover your truck in case of an accident when it is your fault.
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Why choose United
Insurance Solutions?
At United Insurance Solutions, we understand the unique challenges and risks the trucking industry faces. Our commitment is to provide you with insurance solutions that not only meet your needs but also exceed your expectations.
Your business is more than just a truck and cargo; it’s your livelihood. That’s why at United Insurance Solutions, we don’t just sell policies – we build relationships. Let us be your trusted partner in protecting your trucking business.
Expertise in trucking insurance
With years of specialized experience, we have a deep understanding of the trucking industry. This allows us to offer policies that are perfectly tailored to your specific needs.
Personalized Customer Service
Our dedicated team is always here to help. We pride ourselves on our personalized service, ensuring that you always have a friendly and knowledgeable expert to talk to.
Competitive Pricing
We offer some of the most competitive rates in the industry, ensuring you get the best value for your money.
Fast and Efficient Claims Service
We understand the importance of getting you back on the road as quickly as possible. Our claims process is streamlined for efficiency and effectiveness.
Nationwide Coverage
No matter where you are in the United States, our coverage travels with you, offering peace of mind regardless of your location.
Commitment to Excellence
We are committed to providing the highest level of service and professionalism, ensuring that every interaction with us is a positive one
Customer Testimonials
& Success stories
"As the owner of a small trucking company, finding the right insurance coverage can be daunting. United Insurance Solutions made the process incredibly easy and straightforward. Their team was knowledgeable and took the time to understand my specific needs, offering a policy that was both comprehensive and affordable. The peace of mind I have, knowing that my fleet is well-protected, is invaluable. I highly recommend their services to anyone in the trucking industry."
"I recently had to file a claim after an unexpected incident on the road. The support I received from United Insurance Solutions was outstanding. Their claims process was quick, efficient, and hassle-free. The level of personal attention and care they provided during a stressful time was truly commendable. It's rare to find a company that not only offers great insurance coverage but also stands by their clients with such dedication."
"United Insurance Solutions has been our go-to for commercial truck insurance for several years now. Their understanding of the trucking industry's intricacies is evident in the tailored policies they offer. What sets them apart is their consistent reliability and the trustworthiness of their team. They always go the extra mile to ensure our insurance needs are met, offering competitive rates and comprehensive coverage. Highly recommended for any trucking business looking for a dependable insurance partner."
About Us
Welcome to United Insurance Solutions, where we blend expertise, commitment, and personalized service to offer the best commercial truck insurance options. Based in Arlington Heights, Illinois, we have become a leading name in the commercial truck insurance industry, serving clients nationwide with integrity and professionalism.
VESSELA BARZEVA
PRESIDENT / OWNER
Our Journey
Founded over 15 years ago, United Insurance Solutions started with a simple yet powerful vision: to provide tailored insurance solutions to the trucking industry.
Our founder, a veteran in the insurance field, recognized the unique challenges faced by truck drivers, freight transportation companies, and small trucking businesses.
This insight led to creating a company dedicated to serving these specific needs with excellence and precision.
Our Journey
Founded over 10 years ago, United Insurance Solutions started with a simple yet powerful vision: to provide tailored insurance
solutions to trucking companies and independent contractors.
Our founder, a veteran in the trucking industry, recognized the unique challenges faced by independent owner-operators, small, medium and large trucking companies, which led to creating a company dedicated to serving these specific needs with excellence and precision.
VESSELA BARZEVA
PRESIDENT / OWNER
Our Promise
Your trust is our most valued asset. We promise to always uphold the highest standards of integrity and transparency in all our dealings.
Our goal is to be more than just your insurance provider – we aim to be a trusted partner in your business journey.
Our Expertise
Our team at United Insurance Solutions is not just skilled in insurance; we’re experts in trucking insurance.
This specialization means we understand the intricacies of your business and the risks you face on the road.
Our staff brings together years of experience in the insurance and trucking industries, ensuring our clients receive knowledgeable and relevant advice.
Our Promise
Your trust is our most valued asset. We promise to always uphold the highest standards of integrity and transparency in all our dealings.
Our goal is to be more than just your insurance provider – we aim to be a trusted partner in your business journey.
Our Expertise
Our team at United Insurance Solutions is not just skilled in trucking insurance; we’re experts within the trucking industry.
We understand the intricacies of your business and the risks you face on the road.
Our staff brings together years of experience in the commercial insurance and trucking industries, ensuring that our clients receive knowledgeable and relevant advice.
Our Partnerships
Frequently Asked Questions
We offer a wide range of commercial truck insurance policies to meet the diverse needs of the trucking industry. This includes Non-Trucking Liability insurance (bobtail), Physical Damage Insurance, Cargo Insurance, and Commercial Auto Liability Insurance, as well as General Liability, Trailer Interchange, Non-Owned Trailer, Auto Haulers, Refrigeration Breakdown and more. Each policy is tailored to provide comprehensive coverage for different aspects of the trucking industry.
Our experienced and friendly staff members are available to discuss your insurance needs, explain the different coverages available, and recommend the best options in the current market.
Our claims process is quick, easy, and hassle-free. In the event of an incident, you can file a claim by calling our office. Our support staff will guide you through the process, keeping you informed at every step.
Customer satisfaction is our top priority. We ensure this by providing personalized service, expert advice, competitive rates, and efficient claims handling. Our team is committed to building lasting relationships with our clients and being a reliable partner in their business journey.
For your convenience, we have a simple and easy-to-use online Quote form. Simply fill out the required information, and our experienced staff will provide you with a fast, low-rate, no-obligation quote with an A-Rated company. If you prefer a more in-depth discussion, you’re always welcome to visit our office or give us a call.
Yes, we do. Beyond insurance, we offer risk management advice and support services tailored to the trucking industry. This includes guidance on compliance with industry regulations, safety management tips, truck permit licensing, and consulting, and updates on the latest trends and changes in the trucking sector.
Contact Information &
Office Location
Our office is conveniently located in a key area for transportation and logistics, easily accessible to clients, and situated near O’Hare International, one of the world’s busiest airports.